Don’s Net Worth – June 2012 – $238,220.29

Thanks a lot, stock market!  I thought we were friends…

A good month for cash, but a bad month for our retirement savings–it’s a good thing we’ve got 35 more years to go!  I set up a retirement goal in Mint.com just to see how they’d do with an extremely long term goal, the good news is that we’ve only got $4.5 Million to go!  I immediately deleted the goal.

So what happened this last month?  The biggest hting form is that I got numbers instead of estimates for Anna’s 403b balance along with her car loan: we owe more money on the car than I thought.   However, knowledge is power and we’ve now got another clear target for the Savings Laser.

We accumulated cash more slowly than we have in the last few months, the result of a few factors.

• Anna drove many hundreds of miles to come visit me where I was out of town for work.  That was about $200 extra in gas.  Also, there was some restaurant spending on that trip we normally wouldn’t have done, so throw another $100 on it.
• We spent almost $300 on gifts in May.  2 baby showers, 2 high school graduations, a couple of love gifts and a get well soon just about cleaned us out.
• Threw a party to celebrate being back in town, so that set us back about $100.

All of these unexpected things fly in the face of my desire to totally smooth out our spending and make it 100% predictable.  Sadly, that’s just never going to happen, but a man can dream.

July should see some big drops, as I’m going to break ground on the deck/hot tub project really soon and spend probably around $6k on that.